Creating scene textures is a similar process to creating model textures
The base texture set contains the texture files used in the scene. Download the texture set for the Yacht.
Double click on the .exe file you downloaded in Step One. This will install a zip archive file to your “mod” folder.
(note: you can always get the default images out of the .zip archive file in the “mod” folder if you need them)
Its location depends on either your installation directory (Windows XP) or your windows user directory (Windows Vista). The easiest way to find it, is to check the start menu for the “Open mod folder” shortcut.
You can use ALT+R to reload the textures in the scene so you don't have to exit and restart. That makes it really handy to try different things and see the results.
Check out txf files for more info.